Welcome to simplefins.com. SimpleFins and/or its affiliates ("SimpleFins") provide website features and other products and services to you when you visit or shop at simplefins.com, use SimpleFins products or services, use SimpleFins applications for mobile, or use software provided by SimpleFins in connection with any of the foregoing (collectively, "SimpleFins Services"). SimpleFins provides the SimpleFins Services subject to the following conditions.
By using SimpleFins Services, you agree to these conditions. Please read them carefully.
We offer a wide range of SimpleFins Services or Products, and sometimes additional terms may apply. When you use an SimpleFins Service (for example, Your Profile, Gift Cards, or SimpleFins applications for mobile) you also will be subject to the guidelines, terms and agreements applicable to that SimpleFins Service ("Service Terms"). If these Conditions of Use are inconsistent with the Service Terms, those Service Terms will control.
Please review our Privacy Notice, which also governs your use of SimpleFins Services, to understand our practices.
When you use any SimpleFins Service, or send e-mails, text messages, and other communications from your desktop or mobile device to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you in a variety of ways, such as by e-mail, text, in-app push notices, or by posting notices and messages on this site or through the other SimpleFins Services, such as our Message Center. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
All content included in or made available through any SimpleFins Service, such as text, graphics, logos, button icons, images, audio clips, data compilations, and software is the property of SimpleFins or its content suppliers and protected by United States and international copyright laws. The compilation of all content included in or made available through any SimpleFins Service is the exclusive property of SimpleFins and protected by U.S. and international copyright laws.
Click here to see a non-exhaustive list of SimpleFins trademarks. In addition, graphics, logos, page headers, button icons, scripts, and service names included in or made available through any SimpleFins Service are trademarks or trade dress of SimpleFins in the U.S. and other countries. SimpleFins's trademarks and trade dress may not be used in connection with any product or service that is not SimpleFins's, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits SimpleFins. All other trademarks not owned by SimpleFins that appear in any SimpleFins Service are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by SimpleFins.
One or more patents owned by SimpleFins apply to the SimpleFins Services and to the features and services accessible via the SimpleFins Services. Portions of the SimpleFins Services operate under license of one or more patents.
LICENSE AND ACCESS
Subject to your compliance with these Conditions of Use and your payment of any applicable fees, SimpleFins or its providers grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and make personal and non-commercial use of the SimpleFins Services. This license does not include any resale or commercial use of any SimpleFins Service, or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of any SimpleFins Service or its contents; any downloading, copying, or other use of account information for the benefit of any third party; or any use of data mining, robots, or similar data gathering and extraction tools. All rights not expressly granted to you in these Conditions of Use or any Service Terms are reserved and retained by SimpleFins or its licensors, suppliers, publishers, rightsholders, or other content providers. No SimpleFins Service, nor any part of any SimpleFins Service, may be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of SimpleFins. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of SimpleFins without express written consent. You may not use any meta tags or any other "hidden text" utilizing SimpleFins's name or trademarks without the express written consent of SimpleFins. You may not misuse the SimpleFins Services. You may use the SimpleFins Services only as permitted by law. The licenses granted by SimpleFins terminate if you do not comply with these Conditions of Use or any Service Terms.
If you use any SimpleFins Service, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. SimpleFins does sell products for children, but it sells them to adults, who can purchase with a credit card or other permitted payment method. If you are under 18, you may use the SimpleFins Services only with involvement of a parent or guardian. Alcohol listings on SimpleFins are intended for adults. SimpleFins reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders in its sole discretion.
REVIEWS, COMMENTS, COMMUNICATIONS, AND OTHER CONTENT
Visitors may post reviews, comments, photos, videos, and other content; send e-cards and other communications; and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights (including publicity rights), or otherwise injurious to third parties or objectionable, and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam" or unsolicited commercial electronic messages. You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. SimpleFins reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content.
If you do post content or submit material, and unless we indicate otherwise, you grant SimpleFins a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, perform, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant SimpleFins and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify SimpleFins for all claims resulting from content you supply. SimpleFins has the right but not the obligation to monitor and edit or remove any activity or content. SimpleFins takes no responsibility and assumes no liability for any content posted by you or any third party.
SimpleFins respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please follow our Notice and Procedure for Making Claims of Copyright Infringement.
RISK OF LOSS
All items purchased from SimpleFins are made pursuant to a shipment contract. This means that the risk of loss and title for such items pass to you upon our delivery to the carrier.
RETURNS, REFUNDS AND TITLE
SimpleFins does not take title to returned items until the item arrives at our fulfillment center. At our discretion, a refund may be issued without requiring a return. In this situation, SimpleFins does not take title to the refunded item. For more information about our returns and refunds, please see our Returns Center
SimpleFins attempts to be as accurate as possible. However, SimpleFins does not warrant that product descriptions or other content of any SimpleFins Service is accurate, complete, reliable, current, or error-free. If a product offered by SimpleFins itself is not as described, your sole remedy is to return it in unused condition.
With respect to items sold by SimpleFins, we cannot confirm the price of an item until you order. Despite our best efforts, a small number of the items in our catalog may be mispriced. If the correct price of an item sold by SimpleFins is higher than our stated price, we will, at our discretion, either contact you for instructions before shipping or cancel your order and notify you of such cancellation.
We generally do not charge your credit card until after your order has entered the shipping process or, for digital products, until we make the digital product available to you.
When you use apps created by SimpleFins, such as the SimpleFins App, SimpleFins Shopping App, or SimpleFins Kindle App, you may grant certain permissions to us for your device. Most mobile devices provide you with information about these permissions. To learn more about these permissions.
SimpleFins SOFTWARE TERMS
In addition to these Conditions of Use, the terms found here apply to any software (including any updates or upgrades to the software and any related documentation) that we make available to you from time to time for your use in connection with SimpleFins Services (the "SimpleFins Software").
DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
THE SimpleFins SERVICES AND ALL INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) AND OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE SimpleFins SERVICES ARE PROVIDED BY SimpleFins ON AN "AS IS" AND "AS AVAILABLE" BASIS, UNLESS OTHERWISE SPECIFIED IN WRITING. SimpleFins MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SimpleFins SERVICES, OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE SimpleFins SERVICES, UNLESS OTHERWISE SPECIFIED IN WRITING. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SimpleFins SERVICES IS AT YOUR SOLE RISK.
TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, SimpleFins DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SimpleFins DOES NOT WARRANT THAT THE SimpleFins SERVICES, INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDINGSOFTWARE) OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE SimpleFins SERVICES, SimpleFins'S SERVERS OR ELECTRONIC COMMUNICATIONS SENT FROM SimpleFins ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. SimpleFins WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF ANY SimpleFins PRODUCT, OR FROM ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH ANY SimpleFins SERVICE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, UNLESS OTHERWISE SPECIFIED IN WRITING.
CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.
Any dispute or claim relating in any way to your use of any SimpleFins Service, or to any products or services sold or distributed by SimpleFins or through simplefins.com will be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. The Federal rbitration Act and federal arbitration law apply to this agreement.
There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award on an individual basis the same damages and relief as a court (including injunctive and declaratory relief or statutory damages), and must follow the terms of these Conditions of Use as a court would.
To begin an arbitration proceeding, you must send a letter requesting arbitration and describing your claim to our registered agent Corporation Service Company, 300 Deschutes Way SW, Suite 304, Tumwater, WA 98501. The arbitration will be conducted by the American Arbitration Association (AAA) under its rules, including the AAA's Supplementary Procedures for Consumer-Related Disputes. The AAA's rules are available at www.adr.org or by calling 1-800-778-7879. Payment of all filing, administration and arbitrator fees will be governed by the AAA's rules. We will reimburse those fees for claims totaling less than $10,000 unless the arbitrator determines the claims are frivolous. Likewise, SimpleFins will not seek attorneys' fees and costs in arbitration unless the arbitrator determines the claims are frivolous. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the county where you live or at another mutually agreed location.
We each agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim proceeds in court rather than in arbitration we each waive any right to a jury trial. We also both agree that you or we may bring suit in court to enjoin infringement or other misuse of intellectual property rights.
By using any SimpleFins Service, you agree that the Federal Arbitration Act, applicable federal law, and the laws of the Country of Spain, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and SimpleFins.
SITE POLICIES, MODIFICATION, AND SEVERABILITY
Please review our other policies, such as our pricing policy, posted on this site. These policies also govern your use of SimpleFins Services. We reserve the right to make changes to our site, policies, Service Terms, and these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reasonunenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.
OUR ADDRESS in EUROPE
How to Serve a Subpoena
If you have a subpoena to serve on SimpleFins, please note that SimpleFins does not accept service via e-mail or fax and will not respond to the subpoena. All subpoenas must be properly served on simplefins.com, preferably by mailing the subpoena to Corporation Service Company (CSC), SimpleFins's main office (as seen above).
Please note also that providing detailed and accurate information at the outset will facilitate efficient processing of your request. That information will include, for example, e-mail and/or credit card number used to make purchases for retail purchase information; the name, e-mail, and physical address of a seller for seller information; Kindle serial number for Kindle information (please note we do not have GPS location information); and IP address and complete time stamp for AWS information.
Notice and Procedure for Making Claims of Copyright Infringement
If you believe that your work has been copied in a way that constitutes copyright infringement, please submit your complaint using our online form . We respond quickly to the concerns of rights owners about any alleged infringement.
If you prefer to submit a report in writing, please provide us with this information:
A physical signature of the person authorized to act on behalf of the owner of the copyright interest;
A description of the copyrighted work that you claim has been infringed upon;
A description of where the material that you claim is infringing is located on the site;
Your address, telephone number, and e-mail address;
A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.
SimpleFins's Copyright Agent for notice of claims of copyright infringement on its site can be reached as above:
Please note that this procedure is exclusively for notifying SimpleFins that your copyrighted material has been infringed.
Additional SimpleFins Software Terms
Use of the SimpleFins Software. You may use SimpleFins Software solely for purposes of enabling you to use and enjoy the SimpleFins Services as provided by SimpleFins, and as permitted by the Conditions of Use, these Software Terms and any Service Terms. You may not incorporate any portion of the SimpleFins Software into your own programs or compile any portion of it in combination with your own programs, transfer it for use with another service, or sell, rent, lease, lend, loan, distribute or sub-license the SimpleFins Software or otherwise assign any rights to the SimpleFins Software in whole or in part. You may not use the SimpleFins Software for any illegal purpose. We may cease providing any SimpleFins Software and we may terminate your right to use any SimpleFins Software at any time. Your rights to use the SimpleFins Software will automatically terminate without notice from us if you fail to comply with any of these Software Terms, the Conditions of Use or any other Service Terms. Additional third party terms contained within or distributed with certain SimpleFins Software that are specifically identified in related documentation may apply to that SimpleFins Software (or software incorporated with the SimpleFins Software) and will govern the use of such software in the event of a conflict with these Conditions of Use. All software used in any SimpleFins Service is the property of SimpleFins or its software suppliers and protected by United States and international copyright laws.
No Reverse Engineering. You may not, and you will not encourage, assist or authorize any other person to copy, modify, reverse engineer, decompile or disassemble, or otherwise tamper with, the SimpleFins Software, whether in whole or in part, or create any derivative works from or of the SimpleFins Software.
Updates. In order to keep the SimpleFins Software up-to-date, we may offer automatic or manual updates at any time and without notice to you.
Export Regulations; Government End Users. You must comply with all export and re-export restrictions and regulations of the Department of Commerce and other United States agencies and authorities that may apply to the SimpleFins Software. If you are a U.S. Government end user, we are licensing the SimpleFins Software to you as a "Commercial Item" as that term is defined in the U.S. Code of Federal Regulations (see 48 C.F.R. § 2.101), and the rights we grant you to the SimpleFins Software are the same as the rights we grant to all others under these Conditions of Use.